A penny saved is a penny earned? I beg to differ. Mum always say that I must have some cash in hand for 'the rainy day'. Yes but can that justify letting your cash just sit there & lose value everyday due to inflation while you keep fueling your mortgage interests every month?
The asians, especially the older generation still do not believe in investing their money. They would say, if you can make money from investments then there would be a lot of rich people in this world ! I ran out of 'yeah-buts' .....
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