Your Money is Mine and My Money is Mine

I got some financial advise from some colleagues today and to my dismay there are even today working women who hands in their hard-earned money to their husbands. Why, well, here's what I've gathered......

1) Because the wives think it's much better to have a pool money (husband's income + wife's income) and let the husbands do the manipulation, the investment, the expenditure and the billing, insurance, car loans, house loans etc and all that headache.

2) Because the wives are big spenders. The more money they have, the more likely everything goes into shopping -but, isn't that woman's prerogative anyways?

3) Because to facilitate income tax declaration, easier for the husband to keep track of the accounting bit of the marriage.

Well, all this work IF you trust your husband that well. It's not about fidelity or a question of a married couple should be MORE TRUSTING of each other, but it is a question of WHAT IF.... What if the husband decides to leave the wife and the wife is left in a rut, penniless? What if the husbands suddenly decides to spend it all at the casino for what he thought would be the biggest win in his life? What if the husband decide that he's gonna get another younger trophy wife?

Is it wrong to be just extra cautious? Is it so difficult to just manage ur own finance SEPARATELY? Seriously, all that loans, insurance, credit cards and car loans etc are EASY nowadays with internet banking. At least you're in control of your financial status.

Somehow i dont see myself transferring my wages (even via e-banking) to my future husband, and then taking cash/handouts from him when i want to. Even if the husband is fair and equal and let's me charge it on the credit card for all that i purchase, IT"S JUST NOT THE SAME.

And only one occasion that i've heard of one of my guyfriends who gives HIS WAGES to his wife because he doesn't trust himself. ONLY ONCE.